Terms of Use
plasmaequacybervaralo Financial Services Platform
Last updated: January 15, 2025
1. Acceptance of Terms
By accessing and using plasmaequacybervaralo's financial services platform at plasmaequacybervaralo.sbs, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and plasmaequacybervaralo Financial Services, operating from Malaysia.
If you do not agree with any part of these terms, you must immediately discontinue use of our platform. Your continued use of our services constitutes ongoing acceptance of these terms and any updates we may make from time to time.
Important: These terms govern your use of all plasmaequacybervaralo services, including but not limited to financial planning tools, educational resources, and consultation services.
2. Description of Services
plasmaequacybervaralo provides comprehensive financial control and management services through our digital platform. Our services are designed to help users better understand and manage their financial resources through educational content and planning tools.
- Financial education and literacy resources
- Personal finance management tools and calculators
- Budget planning and expense tracking guidance
- Investment education and market analysis resources
- Professional consultation services (where applicable)
- Access to financial planning templates and worksheets
Service Limitations
Our services are primarily educational and informational in nature. We do not provide specific investment advice, guarantee financial returns, or promise specific outcomes. All financial decisions remain solely your responsibility.
3. User Responsibilities and Conduct
As a user of plasmaequacybervaralo's platform, you agree to use our services responsibly and in accordance with these terms. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
Prohibited Activities
- Using the platform for any illegal or unauthorized purpose
- Attempting to gain unauthorized access to our systems or other users' accounts
- Distributing malware, viruses, or other harmful code
- Engaging in any activity that could damage, disable, or impair our services
- Violating any applicable laws or regulations
- Misrepresenting your identity or providing false information
- Using our content for commercial purposes without explicit permission
Account Security
You must maintain the security of your account credentials and immediately notify us of any unauthorized access. We reserve the right to suspend or terminate accounts that violate these terms or pose security risks.
4. Privacy and Data Protection
Your privacy is important to us. We collect and process personal information in accordance with our Privacy Policy and applicable Malaysian data protection laws. By using our services, you consent to our data collection and processing practices as outlined in our Privacy Policy.
Information We Collect
- Personal identification information (name, email, phone number)
- Financial information you choose to share for planning purposes
- Usage data and platform interaction analytics
- Device information and technical data
- Communication records and support interactions
Data Security
We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
5. Intellectual Property Rights
All content on the plasmaequacybervaralo platform, including but not limited to text, graphics, logos, software, and educational materials, is the property of plasmaequacybervaralo or its licensors and is protected by intellectual property laws.
License to Use
We grant you a limited, non-exclusive, non-transferable license to access and use our platform for personal, non-commercial purposes. This license does not include the right to modify, distribute, or create derivative works from our content.
User-Generated Content
If you submit content to our platform, you grant us a worldwide, royalty-free license to use, modify, and distribute that content in connection with our services. You represent that you have the right to grant this license.
6. Disclaimers and Limitations
Our services are provided "as is" without warranties of any kind. We do not guarantee that our platform will be error-free, uninterrupted, or meet your specific requirements.
Financial Disclaimer: The information provided on our platform is for educational purposes only and should not be considered as personalized financial advice. Always consult with qualified financial professionals before making investment decisions.
Limitation of Liability
To the maximum extent permitted by law, plasmaequacybervaralo shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability shall not exceed the amount you paid for our services in the preceding 12 months.
7. Termination
Either party may terminate this agreement at any time. We reserve the right to suspend or terminate your access to our services immediately if you violate these terms or engage in prohibited activities.
Effect of Termination
Upon termination, your right to use our services ceases immediately. Provisions regarding intellectual property, disclaimers, and limitations of liability shall survive termination.
8. Governing Law and Dispute Resolution
These terms are governed by the laws of Malaysia. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with Malaysian arbitration rules.
Jurisdiction
For any legal proceedings that cannot be resolved through arbitration, you agree to submit to the exclusive jurisdiction of the courts of Selangor, Malaysia.
9. Changes to Terms
We reserve the right to modify these terms at any time. We will notify users of significant changes through our platform or via email. Your continued use of our services after changes are posted constitutes acceptance of the updated terms.
We recommend reviewing these terms periodically to stay informed of any updates. The current version will always be available on our website with the last updated date clearly displayed.
Contact Information
plasmaequacybervaralo Financial Services
Bangunan Ex8 (Lobby), No. 3, Jalan SS 13/4
Subang Jaya, 47500, Selangor
Malaysia
Phone: +60379675205
Email: info@plasmaequacybervaralo.sbs
For questions about these terms, please contact us using the information above.